Submit Your Details
Complete our secure application and upload the required documents so we can verify your eligibility.
Maximize Your Pension Refund
We don’t stop at the lump sum. We reclaim the tax taken from your payout too, so not a single yen is left behind.
THE NENKY SYSTEM
A Simpler Way to Recover Your Japan Pension Refund
Most people apply for their lump-sum payment and stop there, assuming the 20% withheld as tax is gone for good. As a result, they leave money behind without realizing they're entitled to claim it.
That's where Nenky comes in.
Once you submit your pension claim with us, we take it a step further by clawing back the tax deducted from your payout, so not a single yen is left behind.
How the refund works:
Paid directly to your bank account. You keep every penny.
Filed and recovered through Nenky's tax agent process.
Our fee is deducted only from the recovered tax portion, so there are no upfront costs.
HOW NENKY WORKS
A Simple 3-Step Process
01
Sign Forms
We prepare the required paperwork and send it to you for a signature which authorizes us to work on your behalf.
Receive Your Refund
You receive your pension refund first, then we claw back the remaining tax and deposit it into your account a few months later.
PRICING
Start Your Pension Claim
No Upfront Payment – We Only Get Paid When You Do
Nenky operates on a success-based pricing model. Our fee is taken only from the recovered tax portion after the refund is processed. Your pension lump-sum refund always belongs fully to you.
This means our clients take home a minimum of 90% of their pension contributions, if not more!
Tier 1
1–18 Months of Contributions
You keep 90% of your total contributions
Nenky keeps 10%
Nenky's fee for Tier 1 is half of the reclaimed tax.
Tier 2
19–35 Months of Contributions
You keep 92% of your total contributions
Nenky keeps 8%
Nenky's fee for Tier 2 is 40% of the reclaimed tax.
36+ Months of Contributions
You keep 95% of your total contributions
Nenky keeps 5%
Nenky's fee for Tier 3 is only 25% of the reclaimed tax.
ELIGIBILITY
Who Can Apply?
You may be eligible to recover your pension refund if:
You previously worked in Japan- You contributed to the Japanese pension system for at least 6 months
- You have left Japan permanently
- You are not currently living in Japan
If you meet these criteria, you may qualify to recover both your pension refund and the withheld tax.
WHY CHOOSE NENKY
Built for Trust, Simplicity, and Results
More Money Recovered
Many people claim their pension but never recover the additional 20% tax. Nenky ensures you receive the maximum refund possible.
No Paperwork Stress
We manage all the required paperwork, submissions, and follow-ups so you don't have to.
Secure Application Process
Your personal information and documents are handled through a secure submission system designed to protect sensitive data.
Specialized Expertise
Nenky focuses specifically on helping former foreign workers recover their Japanese pension and tax refunds. 5+ years experience with a 100% success rate.
FAQ
Common Questions
Do I pay anything upfront?
No. Nenky only receives payment from the recovered tax refund after it has been successfully processed.
How long does the pension refund process take?
The first payment (the lump-sum) usually takes about 4 months. The tax portion usually comes about 2-3 months after that.
Do I need to be outside Japan to apply?
Yes. Applicants must have already left Japan and cannot currently be living there.
Can I apply if I left Japan several years ago?
Yes, but you must apply within 2 years of leaving Japan.
CONTACT